Calls for Intensified Mobilisation to achieve Saturation
Budgam: A review meeting on the implementation of major Social Security Schemes was today held under the chairmanship of Deputy Commissioner Budgam, Dr. Bilal Mohi-Ud-Din Bhat, at the DC Office Complex.
The meeting was attended by the CPO, LDM Budgam, DSWO, ALC Budgam, representatives from ICDS, and branch managers from public and private sector banks operating in the district.
During the meeting, a detailed assessment of PMJJBY, PMSBY and Atal Pension Yojana (APY) was presented as per the progress report updated till 15 November 2025. Under PMJJBY, 5,749 applications were sourced, out of which 4,427 eligible beneficiaries were enrolled, with the district’s cumulative enrollment reaching 29,221. Under PMSBY, 36,440 applications were received and 27,863 enrolments were completed, taking the total district enrolment under the scheme to 91,121. For APY, 511 applications were sourced and 372 persons were enrolled, with overall district enrolment reaching 6,129.
It was noted in the meeting that a total of 42,700 applications had been received under the three schemes during the period, of which 32,662 were successfully enrolled, while 9,727 applications had been rejected or returned for various discrepancies. The cumulative net enrolment across all three schemes in the district now stands at 1,26,471 .
The DC stressed for minimizing the gaps between applications sourced and final enrolments, especially under APY and PMJJBY.
He emphasised that these financial protection schemes act as essential safety nets for low-income and vulnerable households, and therefore wider outreach is required.
Directions were issued that awareness activities be intensified across all blocks, with village-level enrolment camps being organised in coordination with BDOs, Anganwadi Workers, CSCs and Self-Help Groups.
He also stressed that door-to-door mobilisation be strengthened in unbanked and under-banked areas to ensure better coverage.
Further, the DC directed that scheme-wise progress be monitored on a weekly basis through the LDM office and that coordinated action be ensured through better convergence among Social Welfare, Labour, ICDS, RDD and all banks. It was reiterated that achieving saturation of these schemes must be treated as a priority governance deliverable in the district.
The DC called for renewed efforts so that no eligible beneficiary in Budgam is left outside the financial safety net, and full saturation under all social security schemes is ensured.